Risk Factor is a rare Instant card from Guilds of Ravnica Promos (PGRN), collector number 113p. Current market price: $0.99 (foil $1.33), TCGplayer market prices via Scryfall.
Target opponent may have Risk Factor deal 4 damage to them. If that player doesn't, you draw three cards. Jump-start (You may cast this card from your graveyard by discarding a card in addition to paying its other costs. Then exile this card.)