Personal Incarnation is a rare Creature — Avatar Incarnation card from Unlimited Edition (2ED), collector number 32. Current market price: $37.48, TCGplayer market prices via Scryfall.
{0}: The next 1 damage that would be dealt to this creature this turn is dealt to its owner instead. Only this creature's owner may activate this ability. When this creature dies, its owner loses half their life, rounded up.